Faq
QUESTIONS & ANSWERS
Frequently Asked Questions
Yes! Everyone can benefit from financial advising. We can help you make your best financial decisions at any income level.
We use this information for our affordability assessment and to ensure that you can afford your loan repayments, if you qualify for a loan. If you do not disclose your income truthfully when applying online, this will delay the time taken to conduct your affordability assessment and this may impact your ability to qualify for a loan.
You need to be permanently employed by your current employer for the last six months at a minimum
An approved loan is valid for 30 days upon which you will be reminded of your outstanding loan offer after which your loan profile will be deleted from our system
The Installment is made up of the following:
Installment in respect of amount financed
Interest on value of outstanding loan
- You must have an ID
- You must be working and earning above R5,000.00
- You must be 18 Years and Older
- Your salary must be paid directly into your account (For those working only)
- Your last payslip, or Proof of income
- Proof of home Address (up to 3 Months Old)
- 3 Months Bank Statements
Yes we offer loan to those with credit defaults under certain privileged conditions. Additional support documents may increase your chances of getting approved.
Kindly send an email to info@aayinvestmentloanltd.co.za with the agent Name and Phone Number.
We will verify and get back to You
You could have a quick credit decision, typically the same day.
For most applications, you can track your application status online if you share your email address with us at the time of application. We'll send you an email telling you how.
